Program an payment was very inticing though

Often this is enough incentive for them to be pretty good tenants, because once they are kicked off the program they are permanently banned.

I'm due to get out in January of 2015 and plan to transition to a career doing freelance programming (which I already do).My goals in real estate are to roll into buy/hold/rent and rehabs.

Make sure you understand the process for that specific area, here there is no priority amongst multiple lien/certificate holders.

There are some ridiculous disclosure dreamed up by gurus, those offering programs and lender/operators trying to do unorthodox deals.

In my area an HVAC program costs $3456 a school year. 

And in those types of jobs experience matters more than a certificate.

We were trying to decide if it is worth taking the time to learn a program. 

:As Chris said, they will likely want both your names on the lease but she will be sufficient to qualify you both despite your suspect creditWould it be helpful to have a letter from the collection agency handling my student loan rehab that I am in the rehab program and I have made all promised payments?

Also, the duplex is on the edge of small pocket of 70s built, trashy, low quality rentals but with new construction on one side and a gentrification program pushing in from the other.