recently I found a property retail for 37k but needs about 5k in repair, I inquire into this program from the foreclosure agent but was told there are no more 203k loan, there is 203D loan here in the Houston, Texas area.

Go to the gov. website and read about the loan program.

I became the best in the state at one particular short sale program.

I've spent definitely less than $1,000 on books and programs since I started a few years ago and things are going well.

But I'm wondering about applying for a Certificate of Discharge.

I want a guy who is licensed, will warranty the work and carry insurance that will protect my property in case he messes up. flood burst pipe/fire/boiler blows up etc...but when hiring carpenter, painters or flooring people ...do I really care if they are insured or not. those folks will show you certificate of liability insurance ...which does not protect the guy from injuring themselves on the property. how much damage a painter can cause or flooring guy ?

I support this program and what it stands for.

Collecting books, programs or strategies, shelling out money isn't going to get you out there making money.We have all kinds of discussions on BP, I know Josh advises members to do their due diligence before getting into any business relationship with anyone, including all members.

You can also program just about anything you can think of into it.

Anytime someone is looking for information about a specific guru program I suggest they submit a Google search with the name of the program followed by "scam" and start reading.