In addition, I get 7% off at Lowes with an LAR account combined with a Community Buying Group discount.

While some of us (including myself) would think that buying something that doesn't cash flow is stupid, if thats what the market cap rate is, thats what it is.Ultimately, I'm guessing the reason they do it is because they're betting on appreciation and/or combination of appreciation, principal paydown of rents,that rents go up so eventually it will cash flow positive.

the first was a combination between hand written yellow letters (400 pieces) and postcards (3000 pieces).The second campaign was just post cards about 5000 pieces.

My wife an I combine for a $135000 a year income of which we only live off 45%.

I was able to save up some money for the down payment and I combined it with some of the small savings I had coming out of college (rainy day fund).

When all is said and done we should have close to $9 million in equity between both buildings and have close to $1 million in combined cash flow on our less than $300k initial investment. 

You validated most of the criteria I've been using but I wasn't aware of the export functions before purchase! 

had the cell reference the cell next to it instead of the combined total of the 3 buildings.

I would quote as both functioning windows and just framed glass.

Hell, you can have an entire compliance department that has more people than the underwriting and HR departments combined, and still struggle...