If you have the option of a new relationship with a smaller community bank or credit union you might find them more open.But, on a more practical note, you need to decide if new debt is a burden you want to carry.

I started out working for Deloitte in their Real Estate Practice group at the World Financial Center.

It just so happens that that real estate, while it can be a professional endeavor is also an area where people may engage in the practice of some aspects of real estate without very much of a formal education.

And in some cases the buyer may not be entitled to a copy if they don't pay it.Push comes to shove you'll likely extend the contract anyway for lender's requirements, I've been through that many times when stuff doesn't flow the way it should, so long as it'sat no fault of the buyer.A seller pulling because they got nervous or don't like the way things are going can certainly be a problem.J. you do many things a little differently and not saying there is anything wrong with what you do but you have some unique approaches that work for you but things such as pulling an agreement over a lender is not really common practice so newbies shouldn't take anything away anything from these unique tactics.

Being pet friendly is fine if you go into it with your eyes wide open and do some practical things proactively.  

Unadvisable.If this is just an exercise to practice evaluating a potential purchase, then there is no harm done, but I wouldn't recommend putting any money on the line at this point.

The lender might be first in line to collect overages of course, but that is different from being first in line to collect the payoff from auction proceeds.So maybe you should really sit down with legal counsel practicing in that state to get a clear understanding of this.

BP--I'm looking for best practices on safety measures to reduce crime, breaking and entering, etc.

Due to the financial crisis of 2008, brokers that were involved in unscrupulous lending practices and the major depository banks that over leveraged their lending powers were specifically ordered to cease or correct their lending practices.

The lender wants to use an appraiser that is based in UT.My question is - does this sound like normal practice?