Quote from @Sam Barnsley: We're in a peak market, meaning there's a very good chance the home will decrease in value in the near future, or at least stagnate for a couple years before it starts gaining equity.It doesn't seem like a good time to make high-risk moves.

However and as much as I want to start investing and using guidance could decrease my insecurity, I would like to be able to examine myself the proposition they give me, to realy be able to use my own judgement.for that I need knowledge. but there is so much information (!)

If the amount is above $11,500 then Home Union will not proceed unless the seller repairs the issues so the rehab amount isn't greater than $11,500, decrease the sale price to make up for the increased rehab cost, or Home Union walks away, with you with them.  

I'll add a few blogs below on ideas to increase revenue and decrease expenses but will share w/you one example we deployed last spring in a 320 unit apt community in north Dallas.  

Roughly ~6k and it decreases with the annual rent growth.

If you are taking a negative cash flow, it is usually because you have a strong plan for adding value either by increasing the income or decreasing the expenses.In the mean time, I strongly suggest finding a property evaluation tool / calculator that you like, and start evaluating a few properties each week.

Either increasing your income or decreasing your expenses will help you save up faster.

After the flood, I would expect market value of homes to decrease by 10-15%.

I ran the numbers for my business to see that we were losing money at $45 a cleaning and raised it to $70-$90 depending on the bedrooms and we have not seen a decrease in bookings after raising the cleaning fee.

On the flip side you  increase your equity, which decreases your risk of being  upside down in the event of market correction.