It's only a function of the lending terms offered by each lender.Continued success!

People that are experts in their field stick to what they know over,and over, and over again but they are functioning at a higher level than most investors.

This also gives me the flexibility to live elsewhere if I want (I'm thinking out of state/out of country, etc).As I analyze deal after deal, I feel the combination of rental property earnings from one leveraged property and one non-leveraged property could give me the desired passive income.

That combined with the cash for keys policy creates a huge problem in our industry. 

In Texas the combined mortgage and HELOC cannot exceed 80% of the appraised value of the home.

I shared information on a property that I was looking to buy that had some functional complexities to it.

If you're looking for a combination of both cash flow and appreciation, you can't beat Kansas City right now.

Our Gulf Shores park in South AL had original lot renters at $260, we're using the 21st Mortgage + Clayton cash program to put in new clayton homes and our marketing for $795 combined lot rent and home mortgage is getting good callers every day.  

Overall, given the risk, the perk on both sides seems to be the "long-term" guaranteed income due to the fact that, let's face it, most students today are on student loans or some combination of loans and other funding (scholarships, grants, fellowships).

I would just combine 2 units into one, and find a tenant looking for a larger space for a higher price.