Have a contract on a house, was appraised at 177k, offer was accepted at 140k, signed as is but has foundation issue on one bowing wall and mortgage company is wanting a certification from foundation inspector.

So, I left my $700-$800 homes as rentals and made all the $800-up homes as lease option assets.Andy Heller has a program that goes over the detail very well.

You will also need to include a Department of Defense Manpower certificate from their web site to certify that the tenant is not deployed.

BUT I was looking at their lender by state and New York shows they offer a program to get a line of credit.I would assume that means they don't loan in NYS.

Does anyone (a lawyer would be a plus) who is familiar with NJ know what, if any, special licenses or certifications might be required by the state/municipalities to run an LLC that buys and sells real estate.

Unfortunately, they didn't have flood insurance because at the time the community was not part of the national flood insurance program or something like that and the chance of flooding was considered very, very rare - not 7' worth in the basement!

Have you looked into first time home buyers program or FHA programs?

I just want to know what it is.My earnings after tax is about 24-28 a year, (cause pretax don't exist to me),with no money in the bank I decided this year I am going to save some, The dollar a week program, so at the end of the year I will have about 1,300. providing nothing happens to my employment, But a factory is never any thing to plan a promised future on.

If so, what are some good (affordable/accurate/user-friendly) accounting software programs?

maybe some classes I could take to obtain certificates of some kind of license that would give me something to offer to someone who is looking for some kind of property manager?