I found charts 7 and 9 shocking simply because they made points that I hadn’t considered before - the massive amounts of people 12, even 24 months delinquent on their mortgages, but still in their homes, happily spending away the money that they should be paying on their loans, and artificially stimulating the economy in the process so that our current administration can spin this into good news - consumer spending is up!

T-bills are usually the proxy for the risk-free rate, but this may break down with high inflation and gov-mint insolvency!

, we've never been asked for this info before, I don’t even have a passport!

When I buy a property, I want to create a win win situation for both the seller and I or I won’t purchase the property.

An American Civil Liberties Union spokesman has called the new security procedures a choice between a “virtual strip search†and a “grope.â€â€œTravelers are being asked to choose between being scanned ‘naked’ and exposed to radiation, or getting what people are describing as just a highly invasive search by hands of their entire bodies.†Chris Ott, a spokesman for the ACLU of Massachusetts, said.People traveling out of the UK and other areas of Europe don’t even get the choice – they are forced to go through the scanner if asked and cannot refuse or they are banned from traveling.

I spend a lot of time working and with my family and I just don't have the time to commit to acquiring and renting another property.I am seriously considering investing in a turn-key.

So, Ken Mcelroy says this in his book :( just something he said before the other part )"When using other peoples money for multifamily investment, you want to be sure the operations for the property can pay for the mortage and still provide a good return for the investors""we refinanced the property and with this tax free money, we were able to return all the original equity for the deal to our investors+a substancial profit on that money, all and all our investors made 40% on thier money not including depreciasion and tax savings wich depended on their own situations and the amounts they invested, the investors now have absolutely NO MONEY INVESTED in the propertry and they CONTINUE to recive a %:t of the cash flow, it's free money, that's simply lands in their accounts each month"*In my current post, I said private lenders, that's not the same thing as OPM, right ?

David T - even small local banks that do portfolio lending still require flood insurance, in addition to any conventional lenders.

The binder requires "consideration" (money) and a commitment to sign the lease.

Originally posted by David T.: Sorry to tell you, I'm out of L.V. after three years.