Not sure how much you plan to commit to the deal. 

Bring one live deal with T‑12, rent roll, and your underwriting and I’ll help you pressure test it.

As a broker, my biggest pet peeves are hard money lenders circumventing to my clients, not being upfront about fees, asking for a commitment fee prior to issuing loan docs, and "matching" my broker fees, even though I underwrote the file, got the client, and did all of the processing work. 

I've always realized how real estate can change your life, now I am committing myself to the challenges and rewards.

It is both exciting and terrifying but I am emotionally committed to the effort.

Beyond interest rates, points, and fees can really add up.Before committing to a loan, always calculate your true cost of funds — it can change your deal’s entire ROI.What’s your go-to checklist before finalizing your financing?

Simple plan that's seldom mentioned:  spend a few hours in L/T court each week. 

They put a rush on the title commitment, there were no issues.

.• $60k purchase• $35k rehab• $95k total rehab loan payoff• 15% deposit = $14,250 "down payment"• $126k ARV (confirmed via refinance appraisal, borrower expected this to be higher)• 80% rate/term refinance ($100,800 loan) @ 6.75% [700-719 FICO]• Applied $4k of deposit to payoff for an updated payoff amount of $91k• Cover closing costs with 80% r/t refi + $2k back to borrower at closing (still considered a r/t refi if under $2k) + remaining $10,250 deposit reimbursed after payoff = $12,250 total back to borrower• $4k of his deposit + closing costs for rehab loan = his "cash" in the deal• $1,250 market rents• Total PITI = $765.62• DSCR = 1.6327 I do not see the hold costs.  

Run 30‑minute calls with a fixed format: wins, one bottleneck per person, one commitment by next call.