So I was just feeling bad because its weird to raise the rent but I think I've been fair enough so far but taxes & insurance do go up every year & I feel that I am already renting super low - for a 4 br SFH they pay $1300.  

Some factors to consider in Daytona or anywhere close to the Coast is Insurance..

Hello All,I'm looking for an investor-friendly agent for home insurance on rehabs and rentals. 

I purchased a house 2 years ago with 3% down. The mortgage comes with a hefty PMI per month, and the original lender had sold the mortgage to Dovenmuehle as soon as my house was closed. Since I have been paying extra ...

Take any money set aside for capex, insurance, taxes, and other "set-asides" and transfer that to savings.

Consider it insurance against avoiding problems later.

@Sean Whiteman I think that @Denise Evans means suit to quiet title to give you an "insurable deed" to the property.

This would have been a 6 month project, and im not taking that sort of risk to buy it as is and hope the town allows such plans.What I learned:- FHA is possible on commercial- 203k really isn't that much work- PMI insurance is extremely expensive- Learned about commercial kitchens and fire codes- There are great people out there willing to help- Learned about conservation areas, what can and cant be done- I have about 6 new contactsIm out $900 for the initial HUD inspection, but happy to pay it for the knowledge and relationships.

Becoming a Realtor, Insurance Agent, etc.)Thanks for your responses in advance!

So I am 4 weeks away from closing on two duplex apartment buildings, however, the insurance company that my contractor had builders risk with decided to not renew the insurance policy.