Hi @Joshua D BlackIn Finance theory, leveraging (financing) increases your internal rate of return while un-leverage decreases your rate of return because of the amount risk taken.

Traditionally when hyper supply phases hit occupancy peaks and then starts to decrease while rents are still rising just at a decelerating rate.

The beauty of househacking (and why it's popular) is it allows you to buy and investment with 3-5% down (low cost of entry, relatively) and ideally decrease your living expenses at the same time.

This will decrease your monthly expenses, and increase your revenue plus you'll be able to keep a higher producing property now.

I have been trying to sell my rental property here in Calgary and for the past few years but the market price keep decreasing where my mortgage owed = market price, currently almost no equity in thereI've considered/ tried following: - conventional way using realtor - even though seller's realtor willing to take less commission, no guarantee that buyer's realtor is willing to do it as well.- agreement for sale/ rent to own - fail because tenant buyer defaulted.- no fee/ low fee realtor brokerage (commfree, 1% realty etc.) - actually they charge more than what it shows in the ad.- direct marketing through kijiji, facebook, reach out to my real estate investor friends for direct sale or another rent to own - this is what I am doing now.- 1% fee realtor website (bodecanada) - this is pretty new and I start to put my property there- rent out to tenants - this is what I am doing nowMy property is half duplex with illegal walk out basement suite so I rent out upstairs for $1200 and basement for $700.

By accepting housing assistance vouchers Holton-Wise is able to market your vacant rental property(s) to more prospective tenants which typically decreases the amount time your rental property(s) sit empty waiting for a qualified tenant.It is not guaranteed, but in our experience the amount of rent that we receive from tenants on the Section 8 program is typically much higher than what we receive from cash paying tenants.

@David Yee, some advise for decreasing that building costs of the ADU:-Decrease the sqft. 

@Taylor L.Hi Taylor, Thanks for the tip I'm connected with some commercial real estate investors but I guess that I'll need to expand my networking.But still, since the market is very competitive and I know that most if these commercial real estate brokers who has access to these deals will put in a priority their clients that they've been working with in the past, which it's still possible, but decreasing my chances to get notified vefore everyone else.

Long story short, this woman (bad neighbor-happened to be an attorney) wrote a letter of complaint to the building and planning dept claiming my adorable tiny house was blocking a nonexistent view of the ocean (beach views are not possible due to flat neighborhood), "decreased the enjoyment" of her use of her property and (my favorite) was interfering with the air circulation in her home, etc, etc.

Your expenses are going to be basically fixed, and the only way rents are (probably) going to decrease in the greater NYC area is due to a lot of new supply, or some big economic event/natural catastrophe/terrorism etc. that makes living in or around NYC suddenly undesirable.