These are reserves that you set aside every month, so that when something eventually needs replacement (i.e. roofs, foundation, HVAC, electrical, plumbing, etc.), you have the reserves set aside to pay for it without killing your cash flow for the year. 

We debated on converting our BNBs back to long term in Tampa. 

The value was added to this home by converting what was already a "third" garage into an extra bedroom/bathroom and re-building the old attached garage and back driveway.

I am currently serving in the Navy, and I am looking to increase our income and eventually not have to work a traditional job.

Once I more substantial track record I'll move to 1/3 and eventually 1/2. 

Do you think the low ROE will eventually force you to move on from that property sooner than you would like?

We currently live in a 5 bedroom house.  All bedrooms are pretty good size and we also have an office space.  Our current master bathroom and closet are tiny.  We would like to merge two bedrooms and put in a large ma...

Can I convert my detached Garage with is connected to the ADU as a JADU?

One is legal but the garage was converted illegally.

My goal is to start with flips and eventually begin implementing the BRRRR method.