I live in a more rural part of the country and am in my last few steps of acquiring a million dollar property (9 Apartments, 10 commercial rents) where I was able to get the owner to finance $300k at 4% and the bank has requested the normal tax docs and whatnot but overall the process was a lot easier and I didn’t have to come up with $300k!

A Deed In Lieu would most likely be the best option but if that is not possible is there anything that can speed up the process? 

Can anyone explain the process of assigning the mortgage?

I'm in the process of buying my first piece of real estate, and I'm aware that an amortization schedule/ calculator helps me find out how many years I can shorten my mortgage by making extra payments on the principal.

While I have little money, I have a lot of time that I am willing to invest to learn the processes and the leg work.

income, revenue to the state/county, these properties are less likely to be eye sores and can/will help drive up property values for neighbors (catch 22 here)...etc.i live in rural area on Maui and have seen my share of legal and illegal VRs pop up...i don't really have a dog in this fight either way, but would probably like to dabble in this market as well should the rules/laws change...right now the process here on Maui is just too cumbersome (probably that way to make it unattractive) to become a legal VR property.I do wish you luck and ask that you post back with your findings/results for the other Hawaii folks!

I guess they make money on scale and process efficiency. 

It will make the entire process easy.

2) At what stage should they start the refi process?

He is starting the eviction process and put the notice on the door.