2) At what stage should they start the refi process?

He is starting the eviction process and put the notice on the door. 

@Robbie ReutzelI appreciate your advice, and I think your process makes a lot of sense.

What is the process of getting it under contract? 

Hi GuysI am in the process of developing some land just outside of Palm Springs.

Hello , I am in the beginning process of trying to acquire a property in clevelad Ohio .

I didn't have any real estate ambitions beyond renting out my first home, but when researching the rental process earlier this year I came across the Bigger Pockets website...

They were awesome to work with, and they walked me through the process from A to Z.

Banks can usually lock a rate for 60-90 days for fixed-rate loan products, but can create other issues for borrowers by requiring depository relationships and ongoing covenants for property performance. 

I am looking to repeat the process on a multi family house in the near future but the owner occupied rules are throwing me off.Thanks again!