Best regards,CharleyTom Henderson has the note calculator course and Bill Mencarow, from PaperSource, has some courses   Those are good programs to begin with    Is Tom Henderson even functional any more?

I have started with PeerStreet and the functionality is smooth. 

You're in the best place to connect with people in and around your target market.I recommend 3 things:1. use the 'search' function to find topics, members and areas of interest .

As I was kind of saying in my reply to Dan, I liked the idea of a duplex or rental with an ADU to attempt to avoid in part what you're describing which is that the rental isn't really function fully as an LTR or STR.

What I just learned though is that the right person is a nice-to-have and not a functional requirement of the sale.

I am too busy making money and tryng to give functional good advise to help others, at least to those that want to listen.  

However, I definitely understand needing a functional roof for a home.

Yield, in any asset class, whether real estate, bonds, dividends....is a function of risk. 

It's possible that some private lenders attend these functions or are aware of possible loan prospects.Participate in online groups and forums for real estate investing.

But either way this 5-6% yield is a function of the whole life insurance, and has nothing whatsoever to do with IB.In IB, it is always touted (including by you) as a way to use the velocity of money to double dip investments.