You can use an IRA, Heloc and other income as your 6 months reserves.

I believe this all complies with SEC/blue sky regulations.InvestorsMy hope is to find private investors through self directed IRA company networking events and things of that nature.

I would assume you'd need an IRA to fund that loan in the first place...

I happen to have 137,000 in my self directed IRA.

I would suggest joining your local investment club to stay current with what's working in your area and to make more connections.Also consider investing in an IRA and make all your purchases from that because you'll have tons of tax free benefits....Also through your investment club find out where to invest some cash on those who rehab and make sure you're in first position.Lastly continue what you're currently doing but really once you do the IRA thing you will be able to drop 1/2 strategies if it gets to be too much and you're rolling in the dough..gl

John,I just completed a purchase of rental property through a self directed IRA with funds from a SEP/IRA which I had previously invested in equities.

Together we have Roth IRAs we could pull $12,200 out of without taxes or penalties.

What could you earn inside your 401k or IRA.

I haven't seen any magic in that area - experienced investors might be able to swing rehab bucks into the deal with private lenders or hard money, but new people are going to have to find the money the hard way - additional savings, loans from friends & family, credit card advances, loans from iras or 401's, collecting beer cans, white-collar crime, whatever you can think of to generate the bucks.

I guess one could say I've seen the full gambit of various loan products through the following path – loan origination (borrower), loan sold to institutional investor, product being securitized / packaged and then sold back to the street.I'm very interested in note investing, and acquisition of positive cash flow rental properties via self directed IRA and personal and/or business funds.