Instead of paying for them by the income approach   Its kind of a unique area. 

Rolling funds can offer unique benefits to LPs, founders, and GPs.LPsFor LPs, rolling funds offer an easy way to diversify and invest in startups.

As it is "they" are now realizing that tenants are not going to be able to repay the rent -  so soon they will want us to just eat it...... 

I know there will be even more fees if I close this line of credit out early (within the first one or two years) but I'd like to move on and write off the extra expenses (closing costs/early repayment fees) as a learning experience.

Unfortunately with it being owner occupied, you are subject to the ability to repay rules.

Find unique STR's with a "WOW factor" on airbnb/vrbo/outdoorsy in your area and send a friendly message to that person asking if you can connect with them to find out more info.

Would you have a few minutes to talk about how that process was unique compared to the US?

Advantages: Lenders will have two PGs on a loan, which will give them better comfort with "collateral" of being able to go after both members, if the loan were to default and repayment cannot be made.

What sort of questions and repayment documentation or ideas should I be focusing on.

You read that right--on top of paying back the principal balance you'd have to pay millions in penalty for the early repayment.