The gap is so vast at around 20% (at least in Illinois & Indiana) that it’s not worth it onboarding those tenants.

In 2 very hot markets that I'm involved with, I'm being told that a vast majority of the 50-100k over list offers are gone.

I'll concede to your judgment the vast majority of the time and we've learned a lot from you. 

For example Birmingham and Milwaukee is vastly different in term of city regulation related to the rental.

The vast majority of Americans have no idea what real struggle is like.

Statistics on people's insurance coverage amounts shows that they are VASTLY underinsured. 

I have gained the vast majority of my portion of the savings (~75k) in the last year and while I should've invested in 2023, I had other concerns: currently drive 2009 Hyundai Sonata with $195k miles and was worried I needed cash to purchase another car.

The vast majority doing SubTo are doing it illegally.

There are a couple good ones out there, but a vast majority seem to be really be more slime balls praying on unsophisticated buyers who don't know any better. 

I know how to structure deals so I have some (even if low) while I am confident of vast appreciation.