It definitely Challenges baby boomer golden calf concepts, and I agree with many of the premisesHowever, it is a dangerous book, especially for young investors, because most of us were not born rich, and it creates the wrong mindset toward workPeavey

Basically I asked the seller for a 1% commission if I brought him a buyer (my partner).

There is a lot of info here if you do a search but basically you can get up to 75% of appraised value inside 6 months.

I am thinking about upgrading, but if the basic stuff that is supposed to work does not, I am leary of paying to upgrade.  

I realized that renting was basically throwing my money away.  

I did a little bit of googling but only found one source that basically stated that Texas is a non disclosure state, and I do not have to respond to this letter.

I'm basically looking for financing to buy my first SFH here in Southwest Florida.

Any basic advice I should be thinking about?

Bottom line in both of those, you need to get some basic education.What's your goal getting involved in REI?

I am essentially challenging the concept of straight forward pricing of multifamily via capitalized NOI, specifically because of what you said - things change and fluctuate.