Economic growth potential seems to be the reason behind the movement of markets within and into the top 20 for 2016.

It also stated there was "potential for organic growth".

I know El Cajon is very pro-growth right now so that should help a lot.Being a buy-hold investor, I lean more towards putting up multi-units apartment rentals.

Some people have break even or negative cash flow properties but have huge equity growth like in California.You need to assess what 20k down plus what you can add to it can get you for investment opportunities in your local market.

I like the area that I am in but it is not a growth area at all.

As you can see, certain areas in an MSA or region experience significant growth as their population shifts, which provides opportunities in all parts of town.http://www.inman.com/2015/10/22/infographic-the-fa...As for actual investing experience, we have observed that there are good ways and bad ways to invest.  

The Reno NV market will be difficult to hit the 1% rule today, but this area is experiencing growth that it has never seen. 

With your close proximity to Fredericksburg and its tremendous growth, have you considered looking south of Woodbridge instead of north?

Are you looking for cash flow or capital growth?

So I invest in buy and hold multi-family real estate in the Rochester NY area. My question is does it make sense to take on a higher interest rate if it allows you to negotiate to a lower down payment and less closing...