What if I'm submitting offers on my own to owners that are not on the market, would it be safe to generate my own contract ( I know that the safest option is to have an attorney draft one up but I don't have an attorney right now or the means to get one) or is there a source I can go to to get an example of one?

Hi Chris Odesk is another source to find freelancers.

I could provide insight on contractors and sources of hard money. 

A great source for buyers is other wholesalers, biggerpockets, craigslist, REIAs and calling bandit signs.

Regarding number 1, most states require you to register as a "foreign entity" to do business in the state. 

I don't particularly go after foreclosures, but I do market to preforeclosures.Good to know that the library is also a possible source for this information.  

Just to clarify, it is not called hard money because it is "hard to find" in fact, hard money lenders are a dime a dozen.As to your issue, getting a job now full time will not be good enough to satisfy lender requirements for a HELOC or any other institutional money source.

As everyone has mentioned this is a great place to start and an excellent source for networking.

I'm struggling with sources to pull my next down payment from.

We have found that having a good W2 income source has been an amazing asset.