These are interchangeable marketing terms that represent non-conventional loans.

Many are well represented by companies here on Bigger Pockets. he most popular markets are ClevelandToledoMemphisBirminghamKCIndyI recommend setting up keyword alerts for each area as they are discussed in the forums daily with advertisements posted in the BiggerPockets marketplace hourly.

Assuming I’ve gutted out everything and updated the major systems, Property Taxes represent the largest expense.

Like @Saravanan Saravanan stated above our local custom is to prorate all the current year taxes to the day of close and that would be indicated on your purchase agreement and shown as so on the closing disclosure.Did you have an agent representing you in the transaction?

So I am planning on getting my real estate agent's license and representing buyers/sellers.

if they refuse I guess they refuse.. contact listing agent and tell them you want to make an offer.you can say your representing yourself and you will have an attorney draft the purchase contractor you can go to the Staples or on line and find your own contracts and fill them out.  

Or if another person in attendance represents something you are looking for you can go chat with them. 

It's a required form to disclose the agent's relationship in the transaction (i.e. buyer's agent, seller's agent, or dual agency meaning they represent both). 

You want to be in control (or someone who works for you) not your tenant.Besides, you need to have professional property management to represent you.

Conventional loans can be like 5% down, but when it's on a rental property, they will want 15% or more down.The down payment represents skin in the game so you don't just walk away after things go bad and they make the lender feel comfortable because if you walk away, they can recover at least whatever equity is in the property.So, I also suggest looking into down payment assistance programs because first time home buyers may qualify for grants that cover your closing costs/down payment.If you have useful skills that are in the accounting, legal, or construction fields, maybe you could leverage that into a partnership where someone else can handle the finances.