@Quinton HuntleyFor cash flow real estate investing, the holy grail is Class C properties in Class B neighborhoods.Class B properties can also cash flow well, as long as you don’t overpay for them.It’s recommended to stay away from Class D, unless you really have experience in that niche (...and combat training).And Class A properties can be an appreciation play, but tend to yield considerably less cash flow compared to the others.

Try to get yields from rentals. 

-I need access to the money after a yearHere are my ideas so far (and where I would like your input): -put the full $120k down on our residential home, have an extremely small monthly payment, save more money and refi it back out in a year (my father is a mortgage broker and could handle the refi for me, but it would still cost me about $3k in other fees)-put the full $120k down on the home and then do a HELOC when I'm ready to start investing -put a small down payment on the home and put the rest of the money into some type of safe investment like a bond-put a small down payment and just keep the rest in a high yield savings accountOther details: -We're planning to buy a home and rehab it -- but not to flip -- we will live in it for an extended period of time-We'd like to spend no more than $150k on the property (including rehab) *would like your feedback on this as well*-My investing strategy will be a combination of flipping and value-add buy and holds. 

-I need access to the money after a yearHere are my ideas so far (and where I would like your input): -put the full $120k down on our residential home, have an extremely small monthly payment, save more money and refi it back out in a year (my father is a mortgage broker and could handle the refi for me, but it would still cost me about $3k in other fees)-put the full $120k down on the home and then do a HELOC when I'm ready to start investing -put a small down payment on the home and put the rest of the money into some type of safe investment like a bond-put a small down payment and just keep the rest in a high yield savings accountOther details: -We're planning to buy a home and rehab it -- but not to flip -- we will live in it for an extended period of time-We'd like to spend no more than $150k on the property (including rehab) *would like your feedback on this as well*-My investing strategy will be a combination of flipping and value-add buy and holds.

-I need access to the money after a yearHere are my ideas so far (and where I would like your input):-put the full $120k down on our residential home, have an extremely small monthly payment, save more money and refi it back out in a year (my father is a mortgage broker and could handle the refi for me, but it would still cost me about $3k in other fees)-put the full $120k down on the home and then do a HELOC when I'm ready to start investing-put a small down payment on the home and put the rest of the money into some type of safe investment like a bond-put a small down payment and just keep the rest in a high yield savings accountOther details:-We're planning to buy a home and rehab it -- but not to flip -- we will live in it for an extended period of time-We'd like to spend no more than $150k on the property (including rehab) *would like your feedback on this as well*-My investing strategy will be a combination of flipping and value-add buy and holds.

The simple fact is the yields/returns that could be achieved with relative ease 2-3 years ago have compressed 100-200 bps.

When we are told, we request a copy of the police report from the tenant and it's not unusual for us to call the officer for more information.

Outside of that, just be careful of yield maintenance prepayment penalties.

Definitely unusual to have snow this early, but it's all melted today anyway.

So the 400 jobs being created here will yield an additional ~3000 jobs in the near future.