Currently, I use 4% as my postulated personal rate of inflation (and 8% for my personal rate of health care inflation) because if I can survive that level of inflation, I can survive a lower rate of inflation even better.I enjoy the IF-THEN-ELSE function of spreadsheets for strategy simulations.

Functionally you will have "borrowed" that money for whatever the interest rate on the loan is, plus a bit of adjusting for self-employment taxes (if applicable).Other strategy that I might consider would be taking the commission, but crediting it to closing costs. 

Total cost, 156 bucks and about 5 hours labor and I got a functioning shower that is virtually indestructable...

I envision it to work like an organic community but still have the form, function and feel of a more traditional style "sub division".

But wanting this house to function perfectly  and be desirable as a single family home if need be.That being said, I designed it in such a way that all 4 bedrooms have an amazing view, yet complete privacy as they can't look at the  other bedrooms and have the feeling of being alone in the desert surrounded by Joshua trees.Every bedroom has it's own bathroom and direct access to the pool, spa and trails directly though  the large sliders located  in each  room.I have a large kitchen, living, dining space in the middle of  he house so everyone can get together to enjoy the view, pool and  outdoors.Of course, a game/yoga room and activities are always a big plus.I hope this somewhat answers your question.

It was still "functional" but not in great shape.

For conservatives, it privatizes a vital government function in a way that even small business people can compete;For liberals, it allows you to personally implement and ensure the survival of a critical social program;The charitable, get to provide affordable housing;The opportunists, get a slice of government pie!

Be advised, though: Some seller financing offers may function more like rental agreements than traditional mortgages, and offer unfavorable loan terms that offset any initial benefits to be had.

Does anyone know a good water meter product for apartment submeter purpose with remote/wireless reading function?

If you use a dwelling unit as a home and you rent it less than 15 days during the year, its primary function is not considered to be rental and it should not be reported on Schedule E (Form 1040).