The State and National test are challenging.

I have been researching the Brrrr strategy recently and it seems like the biggest pitfall would be not being able to refinance.

They constantly send be offers for bonds anywhere from 3.5-5% mist are triple tax free some are corporate not tax freeHi Frank --  The challenge with bonds as an investment, is you're locked into a fixed rate of return that usually does not keep up with the real rate of inflation,  and does not adjust for inflation each year.  

.- Biggest struggles and learnings.- What you love & hate about it.- And if you would do anything differently if you were to start all over.Thanks.

From my service the biggest lesson I have learned is always find someone has been in these boots/shoes before.  

Since 2008, the government has all but halted lending in the US by adding appraisal management companies, so loan officers could no longer speak with their appraiser, the 2010 GFE, biggest joke ever - 4 pages that no one understood, including most loan officers, and the Dodd-Frank junk that all ended up costing consumers an average of 25% more per loan - over $1000 additionally in fees.  

Therefore when an appraisal comes in too low he has no problem challenging it.Good luck

What challenges are you anticipating on Oct 3 this year when TRID is supposed to be implemented? 

Now, are these areas challenging?

I love the challenge real estate investing brings and of course its payouts!