Working through a dscr deal right now and was curious how others would approach finding a home for it.Rough numbers:  ~700 fico, dscr around 1.05, ~80 ltvI’ve been going through lender guidelines and matrices trying to see which programs might fit, but it always ends up being a bit of digging since each lender has slightly different overlays.Not too crazy, just one of those situations where I can't think of a program that fits it off the top of my head.Curious how others approach deals like this when you’re trying to figure out which lenders to look at first.

Happy to connect I come across off-market deals from time to time and outsource opportunities to my investor clients when it’s a good fit.

First thing to understand is that with most loans, especially early on, a big portion of each payment goes to interest, so it can feel like you’re not making progress even though that’s normal loan structure.A few angles to think through:1.

Outlined the criteria I’m looking for below, which I think both these markets fit.

Your instinct to generate your own leads is right, but let me offer a different angle than cold calling.Bird dogs work better than cold calling in tight markets like SoCal.

Lately, I've been diving deep into how Bitcoin's appreciation can fuel real estate deals without always selling everything outright.With BTC volatility and macro uncertainty still in play this year, here are a few financing/strategy angles I've seen (or used) that blend crypto with RE:Selling BTC tranches for down payments: Liquidate a portion of holdings during pumps to fund RE purchases (e.g., 20–30% of position).

Jeremy, this is a legitimate wealth-building strategy, and you're thinking about the tax and leverage angles correctly.

As the market keeps shifting, I’ve been thinking more about balancing property ownership with paper assets like mortgage notes. Both have their pros and cons, but notes seem to offer steady returns without the tenant ...

This deal taught me the most about real estate in all its angles - construction, financing, negotations on the buy, contractor and rehab budget managment.

Even as a House Hack, my personal hesitation was CapEx (one HVAC repair wipes out 2 years of that thin cash flow).But that is exactly why I posted it:Even though it didn't fit my specific Buy Box, I figured the low entry point (~$10k down) might work perfectly for a first-time House Hacker who is banking on Douglasville appreciation rather than immediate cash flow.I wanted to put it out there in case it fits someone else's strategy better than mine!