I am torn between purchasing a cheaper home that needs rehab, and do the BRRRR method for future properties, or go the house hacking route into something more move in ready for my first property. 

I am torn between purchasing a cheaper home that needs rehab, and do the BRRRR method for future properties, or go the house hacking route into something more move in ready for my first property.

We had a tenant move in 4 years ago and pay their security deposit.

Do you view unpaid security deposit post-move-in as a serious red flag?

In my market, i own 28 rental units that i acquired using the brrrr method and have built a 7-figure net worth. 

Inherited a 3/2 single-family property in rural Mississippi that is approximately 90% complete.Remaining work: ~ $20,000Back property taxes: ~ $6,500Family loan ($10,000) can be repaid at closingEstimated finished value: realistically $120,000–$140,000 (not assuming top-end pricing).We believe we would need approximately $25,000–$30,000 to finish the property cleanly and list it for sale, though we are pressure-testing that assumption.Challenge:• Thin credit file on my end (695 score, limited history)• Husband has income but prior negative credit history• Seasonal and variable income (no stable W2 employment)• We cannot support required monthly loan paymentsWe are specifically trying to determine whether a short-term loan (6–12 months), secured by the property, with interest-only or accrued interest payable at closing, is realistic in this scenario.Questions for experienced investors:Are loans structured with accrued interest (paid entirely at closing) realistic for a borrower profile like this?

Most said the reviews made them eager to secure a room.

I’m looking for input from private lenders and operators who have experience structuring secured loans for small commercial manufacturing businesses.Here’s the situation:I operate a Delaware holding company that owns a licensed cannabis-infused beverage and consumer goods manufacturing operation in Denver.

I'm still kind of hesitant to try only that method.

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