Also, not looking for feedback about the value/necessity/negatives/ or need of doing a study.

Closing “with a real estate attorney” is a necessity for almost all real estate transactions - it does not insure that the participants acted either legally or acted in compliance with contracts.   

Not having hot water for one night at the most is not a necessity/emergency for the tenant.

Frankly it's terrible compared to their desktop versions and they raise the price constantly too.For property management/landlords you may want to look at a platform that has the accounting features of QBO, plus the added necessities that landlords need. 

You can require proof of medical necessity by a LOCAL Medical professional.

And of course, when the SP500 is gaining 15-30% per year, a lot of people are just pumping money into stock portfolios.I, personally, returned to my roots of necessity-based retail for a multitude of reasons. 

In that case, you wouldn't be subject to the terms of the credit line, which might include interest that potentially fluctuates daily and the necessity to pay it to zero once a year for example.

The move to more automated, data-driven underwriting isn't just a nice-to-have anymore; it's becoming a necessity for survival and growth.

All out of necessity. 

I was interested to see what AI would say so I interrogated Gemini, ChatGPT and Perplexity and they all advise against starting with an STR, invoking:- Necessity to disclose, resulting in substantially less bookings.