We're seeing this happen more often as more people are becoming "Private Lenders".

Longtime BiggerPockets reader, first time posting.I’m a private lender and have been involved mostly in small, relationship-driven deals with friends, partners, repeat borrowers, and a few off-market situations where trust matters just as much as the numbers.What I’ve noticed, and honestly struggled with myself, is that a lot of otherwise solid private money deals get messy after they’re funded.

Think about the word "private", what do you think that implies?

Is anyone familiar with the "Private Money Goldmine" lenders list.  

Vacancy trends vs new supply delivery in CDA vs Spokane proper.Correlation between migration trends and rent growth or cap rate compression.Data I’m Trying to Validate:USPS/IRS migration data showing net inflow by state.Job growth statistics (private sector vs government/military).Rent growth YoY and vacancy trends for Class A/B/C.🌵 2) Phoenix, AZThesis:Phoenix remains a high‑growth urban market fueled by strong job growth, corporate relocations, and affordability relative to coastal metros.

At the same time, I don’t want to sink too much cash into rentals and limit my ability to keep flipping.The strategy I’m leaning toward is using flips as the primary capital driver, while aiming to acquire at least one lower-cost rental per flip (around $100k, close to rent-ready) to keep cash outlay reasonable while still building consistent monthly income.Curious how others have approached this balance, especially in today’s market, and what’s worked (or not worked) for you. 

In 35 years of both extremes of bank lending and private lending, I've never seen anyone finance judgements.

Quote from @Jimmy Rojas: If you are barely starting out in RE investment and have no contacts its hard to find good deals on property, most of the good deals posted in zillow, redfin and similar are already sold by the time you call about the property, im in the used car business , private auctions like manheim, metro, adesa, penske or dealers of the south west, you have to be associated with actual dealership and licensed to attend and bid, most cars sell below trade in , they come in all kinds of condition, you make your profit selling at retail or even private party if you got the vehicle on the low end, is there something similar for investing in property? 

I’m looking for input from private lenders and operators who have experience structuring secured loans for small commercial manufacturing businesses.Here’s the situation:I operate a Delaware holding company that owns a licensed cannabis-infused beverage and consumer goods manufacturing operation in Denver.

Hello Everyone,2026 lending outlooks show tighter underwriting but steady private money demand for flips, BRRRR, and rentals as banks stay cautious.