Inherited 3/2 in rural MS, about 90% complete.

Remaining rehab ~$20K
Taxes owed ~$6.5K
Family loan ~$10K

Challenge: thin credit history on my end, negative credit and seasonal income on my husband’s. Tradition...

Buyers look closely at the borrower’s profile and DTI, the state where the property is located, the remaining term on the note, and how the interest rate compares to current yield expectations.

I’m not interested in major renovations, and I’m comfortable with more modest cash flow if it means a steadier, lower-maintenance asset.If you have guidance on specific Midwest markets to consider and the types of multifamily properties that fit this profile, I’d really appreciate it.

The Tenant Profile: A Crucial First StepBefore purchasing any property, you must ask key questions about your potential renter pool:- Location: Is your property in a college area, a traditional single-family neighborhood, or an area with desirable walkability to jobs and shopping?

.• Your risk profile improves for lenders.• You protect yourself if STR performance underwhelms.STR income is not guaranteed.

Others might want 12 month trailing STR income, which as you might expect, can be tricky on a purchase if it hasn't been used as a STR in the past.Even with the uncertainty, with a borrower profile like that, as long as it meets loan amount thresholds then you should see low 6s.

Rather than brokering it out to another lender, due to the low risk profile we're looking to do this one in-house. 

Recently, ReviewShield Anti-Extortion Lab has identified a new player, ZBXCX, that is aggressively targeting individual investors looking for diversification into the crypto and forex markets.While ZBXCX presents itself as a sophisticated digital asset platform, our lab has found deep-seated issues that every serious investor should be aware of before moving their hard-earned money.The ZBXCX Risk Profile for Investors:The Regulatory Vacuum: Unlike the licensed brokers and REITs that real estate investors rely on, ZBXCX has no custodial oversight.

It is a different risk profile than STR.

I've watched a ton of videos & listened to Podcasts over the year, but finally signed up and created a profile.