After 50 years of seeing the hype, misleading “advice”, biased “opinions”,outright fraud, incompetence, lies, and distortions promoting “wholesaling” as a path to wealth/profit, I can state unequivocally that almost all the “positive” information being promoted in all forums is absolute BS.  

Currently, we can leverage line of credit promotional packages through some of our bank relationships.

You can't just limp in to it and expect to do well.Too many gurus online, and even legit podcasters, promoting wholesaling as a way to get into real estate has ruined that sector of the industry. 

There are huge kickbacks with these types of promotions. 

Then when your promotion rate is expiring, you move the remaining balance into a lower interest option.

You can read all the details for yourself here:Why Viceroy Research is Short on Arbor Realty TrustBelow are some snippets that are included to link this report to individuals and entities that have promoted here or have had investors discuss the investment here so when people search for them they can find this data."

Sharing some context on a deal we’re currently underwriting in the Des Moines / Ames, IA market, and open to connecting with others who have experience or interest in LP buyout / refinance-driven structures.Deal overview:Market: Ames / Greater Des Moines, IAAsset type: Small multifamily portfolio in a student housing submarket near ISUUnits: 29Occupancy: 100% in-place2024 NOI: ~$239K (actuals)Status: Off-market, active underwriting, pre-LOIStructure under evaluation:Conventional bank financing with conservative leverageEquity structured as a clean LP position (no promote-heavy JV)Targeted preferred return in the high single digitsIn-place cash flow from day oneRefinance window of 12–36 months with the intent to simplify ownership post-refiThe focus here is on predictable yield and downside protection, rather than long-term equity participation or operational involvement.If anyone here has executed similar LP buyout / refi structures in the Midwest, or has perspective on how they’re being structured in today’s market, happy to compare notes via DM.Best,EduardoSharing some context on a deal we’re currently underwriting in the Des Moines / Ames, IA market, and open to connecting with others who have experience or interest in LP buyout / refinance-driven structures.Deal overview:Market: Ames / Greater Des Moines, IAAsset type: Small multifamily portfolio in a student housing submarket near ISUUnits: 29Occupancy: 100% in-place2024 NOI: ~$239K (actuals)Status: Off-market, active underwriting, pre-LOIStructure under evaluation:Conventional bank financing with conservative leverageEquity structured as a clean LP position (no promote-heavy JV)Targeted preferred return in the high single digitsIn-place cash flow from day oneRefinance window of 12–36 months with the intent to simplify ownership post-refiThe focus here is on predictable yield and downside protection, rather than long-term equity participation or operational involvement.If anyone here has executed similar LP buyout / refi structures in the Midwest, or has perspective on how they’re being structured in today’s market, happy to compare notes via DM.Best,Eduardo Cambil

.- Send me a PM if you want a recommendation of a great guy.Translation: I'm a proxy promoter for my friend / my boss / my business partner / my boyfriend etc.

Working through underwriting on a stabilized small multifamily portfolio in the Des Moines / Ames, IA market, and pressure-testing different capital stack and refinance paths.Deal context:Asset: 29-unit multifamily portfolioSubmarket: Student housing near ISUOccupancy: 100% in-place2024 NOI: ~$239K (actual)Status: Off-market, pre-LOICapital structure being evaluated:Conventional bank debt at acquisition (conservative leverage)Equity structured cleanly (no complex JV or promote layers)In-place cash flow maintained during holdRefinance window: 12–36 months to simplify the stack and optimize long-term debtThe goal is to avoid high-cost short-term capital on an already stabilized asset, while keeping DSCR strong and flexibility high for the refi.Curious how others in this group are seeing:Conventional vs. bridge execution on stabilized MF todayRefi seasoning requirements lenders are actually enforcingStructures that preserve cash flow while remaining refi-friendlyOpen to comparing notes with anyone actively lending on or structuring similar deals in the Midwest.Best,Eduardo Cambil

When BP switched to promoting vendor members who pay, not permitting a website in my Pro account signature, and not permitting me to post market updates if they have my contact information listed, I became a lot less active on BP and use other channels more.