Flips still move fast, but rising material costs and longer timelines are squeezing margins.Some investors are layering alternative funding (bridge + rehab draws) so the money arrives as the job progresses.Would love to hear your go-to funding structure when costs creep up.

From a tax perspective, the IRS typically allows pre-rental work (like the hours you spent getting the property ready) to count toward material participation if it’s directly related to getting the property ready for rent.

That is pretty much the point of my post; since I only have experience with full-service PM, data from other investors’ experiences with other alternatives would be extremely helpful in doing such an analysis. 

Would anyone happen to have experience with alternative financing options like HEI (home equity investment) companies that would allow us to continue living in our home?

Alternatively, I would like to know if I will need to repurchase the eBook in order to regain access to this additional material.Thank you for your attention to this matter. 

The only thing that offsets capital gains is capital losses.If your main goal is avoiding capital gains when freeing up cash for a down payment, you might want to look at alternative strategies — for example, using a loan against a life insurance policy or borrowing against your investment portfolio.

What alternatives can I propose that might work?

From a lender's perspective, you sound look like a very risky borrower.Hard Money is an short-term alternative to traditional bank loans and is more suited to rehabs and flips, but any lender is: 1) Going to underwrite the deal to make sure the numbers make sense, there is a clear upside, and plenty of wiggle room (and thus will expect you to come to them with a very clear picture of exactly what needs to be done, including a scope of work, detailed costs, and contingencies), and 2) Expect you to have skin in the game. 25% is pretty reasonable, actually.

@James Friar With today’s price of construction materials you will get way more bang for your buck with existing construction.

I searched for alternatives to CC but it mostly points to RentRedi, AppFolio, etc, other cloud based options that he doesn't need.