Those quotes can be fair for a 4‑zone retrofit without ducts, but only if the scope is apples to apples: line-set lengths, BTUs per head, brand/warranty, electrical, condensate pumps, permits, and wall patching.

Just make sure you’re comparing apples to apples, closing costs, prepayment terms, and any fees can make a big difference beyond just the interest rate. 

., Tesla Inc. and Apple Inc. — is officially headed to Georgetown.

It's not all apples to apples of course.

When looking at after-repair values, make sure to look as close to your property as possible and try to compare apples to apples.

Your chart that shows today's sales figures normalizing compared to 15 or more years ago isn't apples to apples.

However, that’s not even close to apples to apples.

, or my all time favorite, an amount equal to what they “would have made’ had they invested in Apple stock in 1986 instead of purchasing their home

Apples and oranges.

Think of NOI as what the property produces before debt; that’s how investors compare apples to apples.Keep digging — storage can be a great niche once you learn the levers.If you’d like, I can share a quick example template I use to separate NOI, DSCR, and true cash flow.Keep at it — you’re on the right path. 👏— Joshua