This is 100% accurate, and it’s one of those truths that sounds obvious but gets ignored in underwriting.Tenants don’t “get used to” friction.

I don’t know how much truth is behind this.

We have seen that lenders that offer 100% financing with no experience tend to be less than truthful and the deal tends to go off the rails before it closes. 

That's your max offer.The hard truth with BRRRR in 2026 is that cash flow is tough unless you're buying at 60-65% of ARV.

Either way, it reinforces the biggest truth about auctions:You don’t win auctions by bidding — you win them by knowing when NOT to bid.You’re also dead-on about where people lose money.

Truth is I can work with both, traditional or creative financing as long as it makes financial sense.

Truth is a lot of people nowadays are actually preferring to have pets instead of kids, and the truth about pets is that it's not the pet that's the problem -  99% of the time it's the owner. if the owner is clean organized and takes care of their things their pet will not affect the condition of the property.

That’s a raise someone important will never see — paid for a system that isn’t meaningfully different from the last one.And let’s be clear: this is not an uncomfortable truth for vendors.

Is there any truth to this?

It is the single best way to get into real estate investing with less capital, while gaining hands-on experience right in your backyard and developing a true sense of what being a landlord is actually like.The truth of the matter is that it takes a lot of time to reach a place where you can replace your W-2 income with cash flow.