Has any use this specific DSCR loan from United Wholesale Mortgage or know of someone who can help me get more info on it. Thanks!

Most of the duplex properties I've looked at barely make the mortgage payment let alone have anything left over.

While it’s rural, I ve found that it has decent returns in terms of cash flow compared to the DFW area where I currently own 2 properties that are barely cash flowing (newbie mistake).I’m looking to acquire properties thru owner financing around the price ranges of 30-60K that need modest repairs (cosmetic).

As a LTR it barely breaks even at 7.25%.

I am a W2 employee and have mostly been investing in stocks, but I have realized the tax advantages are barely there, like in real estate.

Only 100k for all your work barely sounds worth it, with all respect. 

It’s better to walk away from a close call than to force a deal that barely breaks even. 

Even if you are not in Wisconsin though I highly recommend you get an agent or at the bare minimum, really research how to fill out an offer letter so that you do not get burned. 

The cumulative population of Kennewick, Pasco and Richland is 202,595 well ahead of Vancouver and just barely behind Tacoma.

Many people reach out to me for STR, DSCR, rural loans and now you have added 3 compounding risk factors in the banks eyes so in order to overcome this determination of risk, it is imperative to have the following if you want to have any success securing financing for your next adventure AirBNB:1) bullet proof credit score2) very healthy reserves3) experience is almost a requirement now for these types of scenarios but at a bare minimum, you have to have owned your primary or have extremely well documented housing expenses.Hope this helps people understand a bit more about why these are trickier than normal.Cheers!