A big part of this is one's personality and capability to deal with confrontation, because this is definitely confrontational.

Don't rent to family & friends, instead rent to strangers so you learn how to screen applicants, use a robust lease and confront nonpayers politely, but firmly with an eviction notice - no excuses.If you can make that work, while rebuilding your credit, your can continue to expand.Or you may figure out you are NOT cut out for landlording and thus need to hire a PMC.

Id be skeptical of any lender who initially offers pricing A, and then dramatically drops the pricing to offer B only when confronted with a competing offer.

I’ve dealt with this as wellA lot of times people act tough, but when confronted with legal actions , they back down.Sorry this is happening.

Hi guys,Happy to provide some feedback, and I hope I don't come across as confrontational.

Argue that they, instead, confront the actual problem directly and address the nuisance issue itself. 

No confrontation, just structure.The trick is to stop trying to control behavior and start designing incentives.

I confronted them and the excuses started.

Whenever I confront my tenants about this, they either claim it's being taken care of by a third party payment plan they set up (probably some sort of debt consolidation program, presumably) or they tell me they have taken care of it. 

Minkow was initially unconcerned, since he had prevailed before in similar cases on free speech grounds.[28] According to court records, Minkow had shorted Lennar stock, buying $20,000 worth of options in a bet that the stock would fall.[40] Even more seriously, he also bought Lennar stock after his FDI report, believing the stock would rebound after its dramatic plunge.[41] Minkow initially denied doing this, only to be forced to recant when confronted with trading records.