It's taking too long, the lists don't look professional, they don't list on a variety of sites, and the process for showing a unit is equally tedious.

Assuming all things equal with same level house in year and price. 

You're going to want to look at the coinsurance clause.This clause requires the insured to carry coverage equal to a specified percentage of the home’s replacement cost (commonly 80% or 90%) to receive full payment on partial losses.

I would've expected 20 to 25% discount but what we can't take into consideration is where these loans written for greater value than the property because that would of course equal equally significantly greater discount.

Working it out so that everyone has an equal vote is non-productive in a heated discussion, so some are more equal than others or a tie breaking technique needs to be defined.

Liquidity equals flexibility, and flexibility creates opportunity when others are forced sellers.The common thread: fewer hero plays, more systems thinking.2026 isn’t about squeezing every basis point.

Then put each of these properties in a land trust with an equally confusing name. 

As for an appropriate split I would keep it 50/50 that way you can both lose an equal amount of money every month. 

All things equal, you could move your funds over to a Vanguard or other direct fund with much lower fees and likely do much better over time.  

Is the "equalization office" your equivalent of a planning and zoning commission?