I own an investment property in Austin, TX with significant equity that I'd like to access. 

Alternatively find the previous owner and try to get  permission to access from them. 

What's the best way for me to access equity in this TX property provided that I do not want to sell it?

You or your handyperson be there with keys so the township inspector has access.While there, photos can be taken of any issues the inspector might find.Make absolutely sure the inspector gets the access they need;  they have no sense of humor for making a second trip.Good luck!

.$243,750 - $215k => $28,750 MAX HELOC amountA total refinance would typically allow you to access 70-75% of the property value.

The challenge is that the downstairs tenant currently has exclusive access to both the garage and backyard via their original lease agreement.As a family, we’d need a reliable parking space and a place for our dog to play.After reviewing public records, I saw that the lower unit was permitted in 2011.

The issue is the bank (seller)  has expressly forbidden me from accessing the property until deed is transferred.

OP if you have legal access.  

Assisted living is usually classified as a medical/long-term care use and often requires:• A conditional use permit• Public hearings• Compliance with fire, accessibility, and staffing rulesBefore you spend a dollar, confirm the municipality will even allow the change of use.2.

The biggest issue I am having right now is that I need to get keys to maintenance guys or grant access to units.