Can anyone refer me to a Qualified Intermediary they have worked with before and would recommend?

These items typically qualify as 5-year depreciable assets, making them eligible for accelerated depreciation, often including bonus depreciation or Section 179 expensing.

I hear this all the time from investors:“I can’t qualify… I don’t have a strong W-2 income.”

Hi BiggerPockets community,My wife and I are planning a relocation to North Carolina first quarter of next year and are currently narrowing our focus to the Charlotte or Greensboro areas.I’m looking to connect with an experienced, investor-friendly loan officer who understands long-term strategy — specifically a primary residence purchase that we plan to convert to a rental after 2 years.Right now, I’m in the planning and education phase and looking for a strategy call only (no credit pull or formal pre-approval yet).Here’s what I’m trying to clarify:• Targeting a total monthly payment $1,600- $1,900 (PITI + PMI) • Considering 5–8% down • Buying as a primary residence • Converting to mid-term or long-term rental after ~2 years • Understanding how future rental income would be treated when qualifying for a second home • Comparing conventional vs FHA scenariosI’d appreciate connecting with someone who:Is licensed in North CarolinaHas experience working with first-time buyers AND investorsUnderstands rental conversion strategiesIs comfortable doing a high-level planning call before pre-approvalIf this sounds like you (or you can recommend someone solid in the Charlotte/Greensboro market), please comment or send a DM.Thanks in advance — I appreciate this community.— Jay

The only thing is they have to go through a credit check to qualify, so if your tenant's credit is poor, they may not be able to take advantage of the service anyway. 

I’ve been seeing a lot of confusion around this topic, so I wanted to ask the community for real-world experiences.For borrowers in Maryland who are currently in an active Chapter 13 repayment plan — has anyone here successfully qualified for an FHA loan before discharge?

It’s very common to formalize such partnerships as LLCs.  

Curious how other agents handle this.Lately I’ve had more first calls where I realize 10–15 minutes in that the lead:- isn’t clear if it’s investment vs primary- has no real budget yet- or is just “exploring”Do you:- pre-qualify via email/form?

If the lease restricts animals and they are in violation, the property manager should issue a formal cure or quit notice supported by documented evidence.

That can affect how much you qualify for.