With shifting market conditions, timelines can make or break margins.

What’s your target hold time for flips in today’s environment?

It left me feeling a bit discouraged and unsure, especially since I assumed a military-affiliated institution would be well-versed in the nuances of VA lending.I’d really appreciate any insight into my situation and guidance on steps I could take to move forward in this financial journey.Here’s a snapshot of my current situation:Target price range: $400,000–$500,000Type of House: DuplexOccupation: Registered NurseGross monthly income: $7,902Monthly expenses:Rent: $1,921Student loan: $503 (GI Bill did not cover 100%)Credit card: $585 (this includes utilities, phone bill, auto insurance, and subscriptions — no revolving credit card debt)Credit score (Credit Karma): 811Any advice, clarification, or recommendations would be greatly appreciated.

-- Notification in listings/auto registration emails/communication with guests?

We’re fully insured (General Liability, Workers’ Comp, and Auto) and work with restaurants, property managers, and multi-location operators across SoCal.I joined BiggerPockets to learn more about real estate investing, connect with other local owners/investors, and build relationships with people who value reliable vendors and solid operations.Outside of work, I enjoy gardening, playing billiards, and watching TV shows.Looking forward to connecting — if you’re in SoCal, feel free to say hello!

Google the employer name with "employee payroll auto deposit" to confirm they do this.Check the paystub(s) to see if there is auto-deposit info on it - usually has "xxxx1234" (last 4 digits of bank account number).If it does NOT have this info, then ask applicant to explain why not.If it does, then ask for the most recent bank staement with matching account number- all pages, no blackout allowed.Check the bank statement for matching payroll deposits.We've only seen one FAKE bank statement so far - and it was a really bad copy and paste.

Short-Term Priority (Next 12–18 Months): Strengthen Your Financial BaseYour financial advisor gave solid guidance — build your 3–6-month emergency fund first.That buffer will reduce stress, protect you from short-term setbacks, and give lenders confidence later.A few ideas:Use your seasonal income and any bonuses or tax refunds to accelerate that emergency fund.Continue to max your employer match in your 403(b), but don’t overfund retirement accounts at the expense of liquidity.Explore budget automation (auto-transfer a set % of each paycheck to savings).🏡 3.

Let’s say you own an auto repair business taxed as an S-Corporation.Separately, you own the garage building in an LLC.So you decide to have the S-Corp rent the garage from your LLC.Simple enough, right?

Auto categorizes expenses and maintenance requests.

I'd add an auto-reply explaining what counts as an emergency - "flooding, lockouts, no power only."

That’s a fair concern.In my experience, when an auto-dialer is structured properly — compliant configuration, correct pacing, and clear disclosures — the risk drops significantly.Out of curiosity, how was your dialing operation structured when this happened?