This decision pattern means that owner-occupied properties are frequently listed **$60-65K below ARV** – not because of the property itself, but because of inflated renovation costs.

Over the last 18 months working with mortgage brokers on DSCR deals, I've noticed a pattern with the partnerships that actually work long-term.It comes down to execution fundamentals that protect everyone involved, including the broker's reputation, the investor's timeline, and the deal itself.Consistent execution looks like the below:Response time matters - Initial response within hours, not days.

For example there are many tenants named "John Smith" in your state and without a unique identifier like Social Security number they can't tell one from the other in the court records. 2.

Being able to take negative feedback, identify patterns, and adjust the product accordingly is often what separates strong long term operators from those who keep repeating the same mistakes.

This data provides an external reality check.​Red Flags That Should Stop Your Investment ImmediatelyCertain patterns indicate that the pro forma is unreliable:No sensitivity analysis provided.

I also contacted a Chapter 13 bankruptcy attorney, and no confirmed filing could be identified. 

I want to be there in the morning to observe work patterns and daily routines, spend time in a local café or coffee shop to see who actually lives and lingers there, and be present after work to understand how the area transitions in the evening.

If you target Class C, you better be prepared emotionally & financially for plenty of challenges.You can find Class B properties in the Midwest to BRRRR, but it will take more digging and YOU will need to understand how to analyze & identify them - because a lot of agents, wholesalers, PMCs, etc. will try to sell you Class C or D misrepresented as Class B:Many of them don't know/care what Class the properties are, so they're incompetent.Others know exactly what they are doing, so should be labeled as crooks!

While I am fine dropping $40-$70k as down payment, I find myself stuck in "holding pattern" wondering what is next or do I have to wait for another $40-70k to accumulate.

I’m noticing a pattern in Denver where new STR competition shows up in waves, and by the time it’s obvious on Airbnb, the underwriting window is already gone.