Loan terms can influence maintenance planning, reserves, and renovation timing.For owners and managers — how much do financing decisions shape day-to-day operations?

I am looking to get my first commercial property and negotiated a seller finance deal on a small auto shop that has all the equipment just not a tenant. I’ve been trying to find someone to occupy it but have not found...

I bought my first home 1.5 yrs. Ago without the intention of renting when I move. I am in the military so I move every 3ish years and can use the va line to buy in each location. The house I have is 4bds, 2.5 baths, 2...

This makes me guess, maybe incorrectly, that you have not yet started your real estate business and have not even decided what it will be. 

If done incorrect you may not make much or any money.

I think the most important thing is that you’re intentional and strategic with your decisions.

Quote from @William Thompson: One thing I see every tax season is investors depreciating their rental property incorrectly — not because they’re careless, but because no one ever explained what actually gets capitalized.Here’s the simple rule of thumb:Your starting point should always be your HUD-1 / Closing Disclosure.Typically capitalized:Purchase price (excluding land)Facilitative acquisition costs tied to the purchaseTypically not capitalized:Loan costsOperating expensesEscrow items (taxes, insurance, prepaid interest)When everything gets lumped together, depreciation gets distorted — and that can lead to problems later, especially if you refinance, sell, or do cost segregation.Getting the capitalization right from day one makes everything else cleaner:depreciation, tax planning, and future exits.If you want a second set of eyes, DM me “HUD-1” and I’ll help make sure your property is properly capitalized.Curious — did you ever review how your rental was originally capitalized, or did you assume it was done correctly? 

You want an accountant who can help you strategize and who is responsive when you want to know the consequences of the financial decisions you are making throughout the year.Happy to answer any questions.

One thing I haven't figured out yet is that it shows HELOC available credit as a balance (which you can set to be either positive or negative, either way is incorrect though). 

There’s lots of confusion, incorrect information, and false assumptions being made about the legality of raising capital for investment.