I used NACA to buy my condo a couple of years back. I was pretty skeptical at first, but it all worked out in the end ( just have to be really organized, patient, and realistic). I would recommend using an agent tha...

They have the best interest rates because the US government owns them and thus "guarantees" these entities.DSCR mortgages are nonconforming, thus have higher interest rates because they have to go to Wall Street for pricing - thus getting higher rates because they aren't backed by the US government.As of today, the 30-year FHLMC rate averages 6.15%, the 15-year 5.44%.NOTE: these are for mortgages on owner-occupied properties ONLY.Rental properties will be aout 0.75% higher, unless you want to pay a lot of points.Also note, that several builders have been heavily promoting a FNMA mortgage program called a "2-1 Temporary Buydown". https://selling-guide.fanniemae.com/sel/b2-1.4-04/temporary-...With this program a borrower/buyer's mortgage has an interest rate temporarily 2% lower for the first 12 months of the mortgage, then temporarily 1% lower for the next 12 months, before the rate changes to its final rate for the remaining 28 years.

Quote from @Brikkelle Thompson: My husband and I joined Jerome Maldanado's Build Wealth Mastermind program, as 12 month program that cost $20K.

Modern lending relies heavily on the Flat 35 program — a fixed-rate mortgage with a maximum 35-year amortization, not 50 or 100 years (source: Expatica, “Mortgages in Japan,” 2025).

Can you please let us know if you took the class and and is it investing in this program a good thing?

No shade on his program as I've heard podcasts he's been on and I'm sure he's a nice guy but I think that 11k may be better applied to an actual deal and getting hands on experience.

This past year with the new administration and state level changes in Georgia have made the program a bigger headache than it has ever been. 

I unfortunately had gotten in a deal with the owners of the program, a few things later things started to come to light because of another situation.

After completing 3 of the 10 courses from the Road Map Courses, we started to express our concerns and dissatisfaction with the program to our CPA, who talked us into ‘giving the program a chance’ and continuing with the coursework and the meetings.

Some will look at the youthfulness of our program as problematic.