Great question — building a solid cash buyer list is a big part of consistency in wholesaling.A lot of investors I work with in Florida use a mix of strategies like public records searches, connecting with active flippers, and networking with agents who work distressed properties or investment-focused deals.I’ve also seen that quality matters more than quantity — a smaller list of serious buyers tends to outperform a large list of inactive contacts.If you're still active in Tampa, happy to connect and compare criteria.

They offer a year of deliveries for $95, no matter the address or the quantity.  

How big of a 2–4 unit you can buy depends on the self-sufficiency test.For triplexes and quads, FHA requires the self-sufficiency rule, meaning:75 percent of market rent must cover your mortgage, taxes, and insurance.In many markets, that limits how expensive a property you can buy unless rents are unusually strong.For duplexes, this rule does not apply, which is why most house hackers start there.3.

Save up for sufficient down payment and reserves. 

Here is how we roll...my wife as the designer puts a spreadsheet together with links for each item with costs and quantity. 

Check stubs, Account statements (showing deposits), and any tax documents would be best for proof of income.I haven't heard of anyone accepting a tenant based on written statements from financial advisors, I don't think this would be sufficient.

This is an idea I thought of recently, given the challenges I foresee facing having sufficient capital for the first property, which ideally would be a multifamily property and house hacked.

In Chicago, you cannot deny someone housing based on immigration status, so focusing your screening on income and ability to pay is both fair and compliant.To avoid any confusion down the line, it’s a good idea to update your written rental criteria to reflect that applicants without an SSN or ITIN can still qualify by providing sufficient proof of income and supporting documentation.

Right now, more than any time in recent history, focusing on location and quality over quantity is where you can absorb costs better and generate better margins.

Assuming cash flow is sufficient for your goals, you have high confidence in your income and vacancy projections, and a high confidence in the HOA not changing the existing restrictions, I don't see anything else that should give you second thought, based on what you've shared here.