As a Texas landlord or property manager, you can keep a tenant's security deposit in any account, including a separate savings account, as Texas law doesn't require a dedicated escrow or interest-bearing account.

I had a tenant who had a Surety bond with Assurant for the security deposit, but they are getting out of the business and are not renewing any of their policies. 

Many landlords do this and then verify the info by checking ID.Just make sure you store it securely — shred paper copies when they’re no longer needed and keep digital files encrypted or password-protected.Hope that helps — it’s extra work upfront but saves you headaches down the road if you ever need to track someone down for unpaid rent.Yeah I think I need to make something like that and collect it myself. 

Any guidance or just scheduled phone calls to give me the basic rundown of how to secure my first tax lien in the state of North carolina.

Quote from @Gary Campanaro: Hi Bigger Pockets collegues, I own a mortgage note on a SFR property in Canton, Ohio which was purchased by the borrower who secured the loan with a land contract.

My company purchases non performing loans from banks secured by commercial real estate with high equity.

I’m exploring optionsbif any for a personal or secured loan using my property as collateral and would love advice or referrals.Property Details:Free & clear residential lot in Durham, NC (Pinery subdivision)Includes a large shop (22×54) and a studio apartment attachedCurrent rental income: ~$2,100/month from the studioI also live on the propertyDeed in my name, inherited propertyTax value: ~$134,000My Situation:Credit: Below average, working on rebuildingIncome: No W-2 income; I can provide bank statements and rental income proofLoan Amount: Ideally $5k–$25k (flexible depending on terms)Purpose: Personal use and investment flexibilityDocuments Available: Deed, Forestar interest in purchase papers, and other relevant property documentation.Thanks

@Collin Hays for me I measure the weight of the Pro's and Con's. 

Oh...and another thing...realtors get a lot of hate and 95% deserve it, but if you are investing and get the right agent that really knows their stuff, they can be worth their weight in gold.

My biggest challenge from my previous attempts was finding reliable contractors who actually show up and finish.For those of you successfully doing volume rehabs in WNY, what is your single best piece of advice for securing a reliable general contractor or a strong network of subs (plumbing, electrical, HVAC)?