That means they were trying to make more then they should have hoping they would not shop but got "caught", and had to lower their margin to market.

Rate matters, but structure often matters more.There’s a world of tools beyond rate shopping that can dramatically change your deal’s economics:Buydowns: Temporary rate reductions (like a 2-1 buydown) that ease you into full payments.Seller credits: Negotiate to have the seller cover closing costs or fund your buydown.Adjustable-rate mortgages (ARMs): Useful if you plan to refinance or sell within a few years.Interest-only periods: Boost cash flow early, especially on value-add projects.Example:Let’s say you take a $300,000 loan.

We leave a bottle of water per guest & a little treat bag.

I'm thinking about visiting open houses and handing out gift bags to real estate agents.

But the truth is, it’s a mixed bag right now, and success really depends on how specific and strategic you get.Near Disney/Kissimmee, you’ll find tons of demand but also massive competition.

Too many push repairs down the road and you get left holding the bag.#5. 

Those national, discount lenders will disappear when a bigger or easier deal comes along and you'll be left holding the bag. 

There’s definitely a strategy to applying for business credit to avoid alerting other lenders that you’re shopping for credit.

Make sure there's no ambiguity on where things like the cardboard boxes and Trader Joe's bags should go (if you have recycling, what day of week it's picked up etc.) 

We pay $4,500-$4,700 per building and would love to review and shop this...