Hi everyone,I’m Alivia, and I work with landlords and investors in Florida to make property ownership as stress-free as possible.

Hi everyone, I’m Alivia, and I work with landlords and investors in Florida to make property ownership as stress-free as possible.

If you have a few rentals and your budgets for expenses, vacancy, cap ex are working adding another unit isn't something you need to stress over "testing" because I always view my risk as being my portfolio as a whole not property by property. 

For landlords using DSCR loans, how are you stress-testing rent assumptions and expenses before locking financing?

For DSCR deals today, most disciplined landlords are underwriting to survive stress, not just qualify.

My wife and I have 3 properties, an LLC, but want to get everything buttoned up.

The interface in contrast to Facebook, but now I'm back on bigger pockets and just try to be more regular and engage with the community. the interface here is not very user friendly, which I just noticed this am a different interface that confused me as it took me to my dashboard but had no button to get to the forums. 

Recommendations for an investor- friendly agent who understands house hacking + rental numbers - You should use the "agent" button above in the blue tool bar to find agents that are assigned through Bigger Pockets.

In states like Texas or Florida, that can literally double the tax expense overnight and turn a 7% cap rate into a break-even deal.I've started stress-testing all my deals with a 'Year 2' tax bump just to be safe.

My wife and I focus on long-term buy-and-hold investing, and I genuinely enjoy living in spreadsheets—running scenarios, stress-testing numbers, and making sure deals work on paper before they ever work in real life.