Best Tennessee Mortgage Lenders
Browse 54 top-rated mortgage lenders in Tennessee as of October 29, 2026. See lender reviews, ratings, and investment specialties.
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NMLS # 181106
Conventional & Gov.
I is a mortgage broker with Barrett Financial Group (NMLS #2058648) who helps clients in TN, NV, GA, CA. buy, refinance, and specialty loans I focus on making the process clear and stress-free so families can confidently choose the right loan for their goals. view more -
Hard/Private/Non-QM
Sterling & Oak Capital Partners is a private lending company founded and run by active real estate investors, for real estate investors. We provide senior secured bridge loans of $50,000–$500,000 across Georgia, Alabama, Tennessee, and North Carolina, backing fix & flip, light rehab, and land/entitlement deals. Because the people underwriting your deal are the same people who've stood where you're standing, we move fast and follow through: decisions come back within 48 hours, direct from o... view more -
NMLS # 2542333
Lenten Mortgage Advisors @ Edge Home Finance
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
Real Estate wealth is built with actual numbers, not just “trust me”. We help investors understand what the numbers mean, determine what works and build a personalized financing strategy around their long term goals. Every investor, property and portfolio is different instead of starting with a loan product. We start by understanding the deal cash flow, available Capital, monthly payment, reserves, timeline and future plans. From there, we structure financing that works for the investment... view more -
NMLS # 1566096
Conventional & Gov.
Hard/Private/Non-QM
You bring the investment vision—I bring the creative thinking, lending relationships, and financing options to help make it happen. I’m Charlie Sloan with West Capital Lending, and I connect real estate investors and property owners with a broad range of loan programs and access to wholesale rates all through one dedicated point of contact. As a nationally recognized mortgage brokerage, West Capital Lending brings an extensive network of lending partners to your financing search. Through t... view more
Tennessee Mortgage Rates Today
How to Find a Lender in Tennessee
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"