Best Texas Mortgage Lenders
Browse 45 top-rated mortgage lenders in Texas as of August 31, 2025. See lender reviews, ratings, and investment specialties.
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NMLS # 1566096
Conventional & Gov.
Hard/Private/Non-QM
We are a trusted, 5-star rated lending partner, offering tailored mortgage solutions to both investors and first-time homebuyers. With access to over 150 top-tier lenders, we specialize in providing flexible, creative financing options designed to meet the unique needs of our clients. Whether you are an investor looking to grow your portfolio or a first-time homebuyer ready to step into the market, we are here to help you navigate the process and secure the right financing. Our Services In... view more -
NMLS # 329451
Hard/Private/Non-QM
If you’re an investor looking for creative, flexible financing solutions that work for your specific situation, you need a lender who understands Non-QM lending inside and out. Let’s connect and discuss how I can help you secure the funding you need to grow your portfolio. What Sets Us Apart? ✅ The Industry Leader in Non-QM Lending CrossCountry Mortgage (CCM) is the largest retail mortgage lender in the Non-QM space—closing more Non-QM loans than any other lender. ✅ Better Pricing &... view more -
NMLS # 1799947
Conventional & Gov.
Hard/Private/Non-QM
As seen in Forbes and Money. Access the same loans the property tycoons use. Pain-free investment property loans for all kinds of situations, so you can watch that rent roll in. Tailored investor application - apply in less than 10 minutes. Fast, stress-free closing. view more -
Hard/Private/Non-QM
I've manage to broker over 350 DSCR/hard money loans in just my first few years of being in the industry. I keep a thin team, which consists of just one assistant. This allows me to keep costs down for borrowers. I've been featured on several podcast and written about by journalist for hitting nearly $60 million in volume in just my first 36 months. My number one focus has always been the lowest rates, which I've been able to produce time and time again, causing many repeat clients to c... view more -
NMLS # 2189887
Kristen Loans powered by NEXA Mortgage LLC
Conventional & Gov.
Hard/Private/Non-QM
6 Reviews5.0 stars451 forum postsConventional & Gov.
Hard/Private/Non-QM
Based in Phoenix and licensed in nearly all 50 states, I specialize in investor-focused loans including DSCR, Bank Statement, and creative financing strategies. As a real estate investor myself, I know firsthand how crucial the right financing can be. Whether you’re scaling your portfolio or buying your first property, I bring hands-on experience, clear (and quick!) communication, and a commitment to getting deals funded. view more -
Hard/Private/Non-QM
LoanGeek.com is a technology-driven lending platform built to empower real estate investors with smarter financing solutions. By leveraging a network of over 200 active lending partners, we help borrowers efficiently compare options and secure the best possible terms for your investment needs. Whether it's for fix and flip, rental properties, or ground up construction, LoanGeek simplifies the lending process and connects investor with capital that works for them. view more -
Hard/Private/Non-QM
GRIT Lending Solutions helps real estate investors in the Dallas–Fort Worth area fund fast on fix-and-flip and BRRRR projects. Run by two brothers and backed by our own capital, we make all lending decisions in-house — keeping the process simple, responsive, and built around your timeline. We support serious investors who value straight answers, clear terms, and a lending partner they can grow with. view more -
Hard/Private/Non-QM
Pacific Equity & Loan delivers fast, reliable financing for fix & flip and new construction investments. Our loans cover both purchase and rehab/construction costs for non-owner occupied properties. With funding available for as little as 5% down and competitive programs starting at just 0.75% points, Pacific Equity & Loan is your trusted partner for successful real estate investments view more -
Hard/Private/Non-QM
Broker, we are proud to be a private money lender, helping investors who are changing their communities one deal at a time. We offer real estate backed loans of all types at competitive terms. view more -
NMLS # 2473786
Conventional & Gov.
Hard/Private/Non-QM
We specialize in mortgage solutions tailored for real estate investors. Whether you’re scaling your rental portfolio, flipping your next project, or navigating a complex acquisition, our team understands the speed, flexibility, and expertise investors need to succeed. We offer a full suite of investor-focused loan products, including DSCR loans, fix and flip financing, bridge loans, long-term rental loans, and portfolio loans that make managing multiple properties easier. From short-term r... view more
Texas Mortgage Rates Today
How to Find a Lender in Texas
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"