Best Texas Mortgage Lenders
Browse 62 top-rated mortgage lenders in Texas as of November 3, 2026. See lender reviews, ratings, and investment specialties.
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NMLS # 1795324
Blink Lending & Investments
Conventional & Gov.
Hard/Private/Non-QM
407 Reviews5.0 stars45 forum postsConventional & Gov.
Hard/Private/Non-QM
As a Texas (only) lender we specialize in fast, clear answers with zero junk fees, providing tailored financing for your next rental, flip, or BRRRR deal (we also offer personal homestead loans). Why Real Estate Investors Choose Blink Lending & Investments ✔ No Junk Fees – No pre-closing, hidden, or post-closing costs ✔ Fast & Easy – Get pre-approved in 60 seconds with zero credit inquiries and paperwork ✔ Real Estate Investor Experts – We know lending inside out ✔ Hundreds of Loan O... view more -
NMLS # 1927162
Conventional & Gov.
I am a Mortgage Broker based in Dallas, TX. I personally have a portfolio of 5 properties and specialize with investors and first time homebuyers. My goal is to set you up for financial success. I do that through transparency, concise communication, and relentless effort. I look forward to being your loan officer for life and helping you build wealth through homeownership! view more -
NMLS # 217229
Ameritrust Mortgage Corporation
Hard/Private/Non-QM
Hard/Private/Non-QM
At Ameritrust Mortgage Corporation, we specialize in Non-QM lending solutions tailored for real estate investors and self-employed borrowers. As a direct mortgage lender, we provide flexible financing options that go beyond traditional guidelines, empowering borrowers who may not fit the conventional loan mold. Our Non-QM programs include DSCR loans for real estate investors, bank statement loans for self-employed professionals, and an entire range of Alt-Doc solutions. Whether you're expa... view more -
Hard/Private/Non-QM
Vert is a national lending business using technology to simplify investment property loans. We deliver custom term sheets instantly through our Instant Quote tool. view more -
NMLS # 2625701
Hard/Private/Non-QM
HomeAbroad is a one-stop PropTech and FinTech platform that unlocks US real estate investment for global investors, offering specialized mortgage solutions without needing US credit history or residency, an AI-driven investment property search engine, local investor-friendly real estate agents, and end-to-end support (LLC formation, U.S. bank accounts, property management connections). view more -
Ternus delivers fast, dependable financing tailored for real estate investors. Loan options include Fix & Flip, DSCR Single-Family and Portfolio, Bridge, and Wholetail Loans. Eligible properties may qualify for up to 100% LTC with no credit check and no appraisal. The process is simple, transparent, and built for real investors, by investors who know your hustle. view more
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NMLS # 2822806
Conventional & Gov.
Hard/Private/Non-QM
Rate Hero | Let the home qualify itself. Built for investors who don’t fit inside a bank’s box. At Rate Hero, we help real estate investors, entrepreneurs, and self-employed borrowers secure financing based on the deal, not just a traditional income checklist. Whether you’re buying your first rental, refinancing out of hard money, pulling cash out to scale, or qualifying through DSCR, bank statements, or CPA-prepared P&Ls, we structure loans around how investors actually move. Fas... view more -
Hard/Private/Non-QM
At Contour Mortgage, we pride ourselves on being more than just a direct retail residential mortgage lender—we’re a trusted partner in turning vision into reality. Our Business Purpose Lending division focuses on 30-year renovation loans and DSCR financing, empowering investors, developers, and entrepreneurs to acquire, improve, and maximize the value of their properties. With decades of combined expertise and a client-first approach, we deliver tailored financing solutions that move projects... view more -
Hard/Private/Non-QM
Clion Capital delivers powerful, institutional lending for serious real estate investors: - Fix & Flip, Bridge, New Construction, and long-term DSCR Rental solutions—each crafted for fast closings and predictable results. Loan amounts from $100K to $3MM, non-rural. - We offer industry-low origination costs, aggressive rates, flat underwriting fees, and no appraisal fees*. - Our borrowers benefit from streamlined applications, concierge support, and construction tools to help drive profit... view more -
Conventional & Gov.
Hard/Private/Non-QM
I’m Ryan Jones and Klint McKinney, founders of Life Changing Lending. We are a nationwide direct lender using proprietary AI technology to make real estate financing simple, fast, and creative. We have over 40 Loan Officers that specialize in 100% Financing Fix and Flip Loans, DSCR, and new construction deals — and we love tackling the kinds of deals other lenders won’t touch. What sets us apart is how we underwrite and structure deals: Up to 80% LTV cash-out financing (many lenders cap... view more
Texas Mortgage Rates Today
How to Find a Lender in Texas
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"