Best Texas Mortgage Lenders
Browse 43 top-rated mortgage lenders in Texas as of July 17, 2025. See lender reviews, ratings, and investment specialties.
-
NMLS # 329451
Hard/Private/Non-QM
If you’re an investor looking for creative, flexible financing solutions that work for your specific situation, you need a lender who understands Non-QM lending inside and out. Let’s connect and discuss how I can help you secure the funding you need to grow your portfolio. What Sets Us Apart? ✅ The Industry Leader in Non-QM Lending CrossCountry Mortgage (CCM) is the largest retail mortgage lender in the Non-QM space—closing more Non-QM loans than any other lender. ✅ Better Pricing &... view more -
Hard/Private/Non-QM
Vert is a national lending business using technology to simplify investment property loans. We deliver custom term sheets instantly through our Instant Quote tool. view more -
NMLS # 1799947
Conventional & Gov.
Hard/Private/Non-QM
As seen in Forbes and Money. Access the same loans the property tycoons use. Pain-free investment property loans for all kinds of situations, so you can watch that rent roll in. Tailored investor application - apply in less than 10 minutes. Fast, stress-free closing. view more -
NMLS # 173855
Conventional & Gov.
Hard/Private/Non-QM
Need a mortgage fast, but banks keep saying no? We will get it done, period. Modern Day Lending specializes in mortgages built specifically for entrepreneurs, investors, freelancers, and self-employed professionals. We turn mortgage denials into approvals—fast. Entrepreneurs fuel our economy but often struggle with traditional lending requirements. At Modern Day Lending, we replace outdated hurdles with common-sense lending solutions, leveraging over two decades of experience and a deep... view more -
Hard/Private/Non-QM
I’m not just a lender—I’m an investor first. I know the frustration of dealing with financing that feels like a ‘take it or leave it’ offer, with no real conversation or guidance. That’s why I built Fynd Capital—to be the lending partner I always wished I had. One that thinks like an investor and provides smart, flexible financing on your terms. view more -
NMLS # 1606597
Conventional & Gov.
Hard/Private/Non-QM
Great Rates Offering great rates to our customers is just the start of what makes us different. Great Process We process your loan fast…sometimes too fast! But we know how important it is to get your loan done quick! Great People Our people are the engine of our business and each one is focused on what is best for our customers. view more -
Hard/Private/Non-QM
I've manage to broker over 350 DSCR/hard money loans in just my first few years of being in the industry. I keep a thin team, which consists of just one assistant. This allows me to keep costs down for borrowers. I've been featured on several podcast and written about by journalist for hitting nearly $60 million in volume in just my first 36 months. My number one focus has always been the lowest rates, which I've been able to produce time and time again, causing many repeat clients to c... view more -
NMLS # 2189887
Kristen Loans powered by NEXA Mortgage LLC
Conventional & Gov.
Hard/Private/Non-QM
6 Reviews5.0 stars451 forum postsConventional & Gov.
Hard/Private/Non-QM
Based in Phoenix and licensed in nearly all 50 states, I specialize in investor-focused loans including DSCR, Bank Statement, and creative financing strategies. As a real estate investor myself, I know firsthand how crucial the right financing can be. Whether you’re scaling your portfolio or buying your first property, I bring hands-on experience, clear (and quick!) communication, and a commitment to getting deals funded. view more -
NMLS # 1945510
West Capital Lending
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
We specialize in helping real estate investors secure and refinance DSCR (Debt Service Coverage Ratio) loans—without the income documentation headaches of traditional mortgages. Whether you're scaling a rental portfolio, optimizing cash flow, or looking for a fast refinance, we deliver flexible, investor-focused solutions built around your property's performance. Our team understands investor timelines, complex structures (like LLCs and short-term rentals), and the urgency of closing deals... view more -
Hard/Private/Non-QM
Pacific Equity & Loan delivers fast, reliable financing for fix & flip and new construction investments. Our loans cover both purchase and rehab/construction costs for non-owner occupied properties. With funding available for as little as 5% down and competitive programs starting at just 0.75% points, Pacific Equity & Loan is your trusted partner for successful real estate investments view more
Texas Mortgage Rates Today
How to Find a Lender in Texas
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"