Best Texas Mortgage Lenders
Browse 38 top-rated mortgage lenders in Texas as of July 18, 2025. See lender reviews, ratings, and investment specialties.
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NMLS # 188727
INTERSTATE HOME LOAN CENTER
Conventional & Gov.
Hard/Private/Non-QM
4.9 starsConventional & Gov.
Hard/Private/Non-QM
Multi-faceted lender. Financing solutions across the real estate lending sector view more -
NMLS # 2418995
Hard/Private/Non-QM
The Loan House is a premier mortgage brokerage specializing in investment property financing, offering customized solutions for both refinancing and new acquisitions. With over 25 years of experience and more than $600 million in closed investment property loans, our expert team has the knowledge and resources to help you secure the best financing options on the market. From short-term and long-term rentals to properties in transition, we provide flexible loan programs that support your un... view more -
NMLS # 1231769
Hard/Private/Non-QM
Ziffy.ai is the first integrated real estate investment platform where investors can find, analyze, and finance investment properties - all in one place. We provide exclusive investment analytics, including rental yields, ROI calculations, cash flow metrics, and performance forecasts unavailable elsewhere, as well as AI-powered search, investor-focused agents, and specialized mortgage programs (DSCR Loans, Fix-n-Flip, Cashout & Commercial Loans) view more -
NMLS # 1566096
Conventional & Gov.
Hard/Private/Non-QM
We are a trusted, 5-star rated lending partner, offering tailored mortgage solutions to both investors and first-time homebuyers. With access to over 150 top-tier lenders, we specialize in providing flexible, creative financing options designed to meet the unique needs of our clients. Whether you are an investor looking to grow your portfolio or a first-time homebuyer ready to step into the market, we are here to help you navigate the process and secure the right financing. Our Services In... view more -
Hard/Private/Non-QM
BRKCTY (pronounced “Brick City”), is the #1 fastest growing DSCR Lender in the country, offering competitive financing options for real estate investors nationwide. Providing over $800,000,000 in funding to date. BRKCTY is a lending company founded by investors for investors, uniquely positioning us to understand and serve your financing needs. view more -
NMLS # 329451
Hard/Private/Non-QM
If you’re an investor looking for creative, flexible financing solutions that work for your specific situation, you need a lender who understands Non-QM lending inside and out. Let’s connect and discuss how I can help you secure the funding you need to grow your portfolio. What Sets Us Apart? ✅ The Industry Leader in Non-QM Lending CrossCountry Mortgage (CCM) is the largest retail mortgage lender in the Non-QM space—closing more Non-QM loans than any other lender. ✅ Better Pricing &... view more -
Hard/Private/Non-QM
NO Tax Returns, NO Paystubs, NO hard credit pulls, 650 minimum FICO - We are FULL TIME Fix and Flip investors who provide Hard Money and Private Money loans and guidance for other flippers. Once you are in our system, we are family. Let's blow this up together! view more -
NMLS # 1799947
Conventional & Gov.
Hard/Private/Non-QM
As seen in Forbes and Money. Access the same loans the property tycoons use. Pain-free investment property loans for all kinds of situations, so you can watch that rent roll in. Tailored investor application - apply in less than 10 minutes. Fast, stress-free closing. view more -
Hard/Private/Non-QM
I’m not just a lender—I’m an investor first. I know the frustration of dealing with financing that feels like a ‘take it or leave it’ offer, with no real conversation or guidance. That’s why I built Fynd Capital—to be the lending partner I always wished I had. One that thinks like an investor and provides smart, flexible financing on your terms. view more -
NMLS # 1606597
Conventional & Gov.
Hard/Private/Non-QM
Great Rates Offering great rates to our customers is just the start of what makes us different. Great Process We process your loan fast…sometimes too fast! But we know how important it is to get your loan done quick! Great People Our people are the engine of our business and each one is focused on what is best for our customers. view more
Texas Mortgage Rates Today
How to Find a Lender in Texas
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"